Refinance Calculator

* Monthly Payment:

* Current Interest Rate:

* Original Term:

* Years Remaining:

* Refinance Interest Rate:

* Years Refinancing:


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Down Payment Calculator

* Purchase Price:

* Down Payment:

* Interest Rate:

(6.5% APR should be entered as 6.5)

* Term of Note:


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Affordability Calculator

 Fixed Rate   ARM - Current Rate

* Annual Interest Rate (%):

* Amortization Length in Years:

* Expected Annual Property Tax:

* Expected Annual Hazard Insurance:

* Expected Monthly Debt Payments:
(car, school, credit cards, etc)

* Sale Price of Home:
(for refinances use Assessed Value of Home)

* Principal Loan Balance:


Below is the analysis of your information.

Lender's Qualification:
(Recommended by Fannie Mae)


Total Monthly Lender Payment (PITI):

Total Monthly Debt Payment (PITI + Debt):

Necessary Monthly Income:

Necessary Annual Income:

PMI Required?:

Monthly PMI included in PITI, if Required:

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Monthly Payment Calculator

* Loan Amount:

* Interest Rate:

* Original Term:

* Yearly Estimated Taxes:

* Yearly Estimated Insurance:


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Quick Facts


What is the difference between a fixed-rate loan and an adjustable-rate loan?

With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index.

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How are mortgage payments usually broken down?

For most homeowners, the monthly mortgage payments include three separate parts:
  • Principal
  • Interest
  • Taxes & Insurance

How much cash will I need to purchase a home?

The amount of cash that is necessary depends on a number of items.
  • Earnest Money
  • Down Payment
  • Closing Costs

Contact Information

  • Phone Numbers:
    Main 214-340-5225
    Toll-Free: 877-350-5225
    Fax: 469-461-1372
  • Headquarters:
    14801 Quorum Drive, Suite 300
    Dallas, TX 75254